Lotus Capital is a pioneer in non-interest finance in Nigeria and duly registered with the Securities & Exchange Commission (SEC) as Fund Managers.
Core Values
We work with a sense of vocation to do what is right to achieve the socio-economic development of the society in line with the aspirations of the maqasid al-Shariah.
At the core of our operations is the principle of accountability and transparency to our customers and shareholders.
We are committed to providing all our customers full confidentiality in their dealings with us as part of our responsibility to ethical finance partnerships.
As part of our efforts to become one of Africa’s leading Islamic financial institution we are focused on ensuring we continually provide top-notch products and services to our customers across all key sectors of business
We want to stimulate real growth capital, improve financial inclusion, and deploy cutting-edge technology to provide our customers with convenient financial services experience, whilst being faith compliant.
We prioritize public trust in our operations, as we are duty-bound to observe the tenets of high ethical conduct to uphold the values of shariah.
Investment Philisophy
Lotus Capital’s investment strategy is guided by Fiqh, the philosophy of Islamic law. The principle of Halal investing that guides Lotus’ approach means that our equity focus is on companies with low interest–bearing debt, a high percentage of core business earnings (non-interest) and good working capital efficiency among other criteria. We believe Shariah screening inherently filters for fundamentally strong companies that deliver superior long-term performance.
For fixed income investment, our philosophy focuses on domestic Shariah compliant debt contracts and Sukuk (non-interest bonds). Our concern for the sanctity of contracts ensures that we have visibility and in-depth understanding of all our exposures to fixed income structures and covenants. This philosophy inherently enhances our due diligence and transaction monitoring.
