Information we collect and how we use it
We understand that in course of delivering our numerous financial services and products to you online, we will come across a number of information pertaining to your good self which to our mind are purely personal and may even be classified information but for the existing relationship which dictates that you shall either fill them in and/or divulge same in order to be linked to our site, Lotus Capital Limited will handle the information in this manner.
Information you provide
When you sign up for any Lotus Capital Limited Online Solution or other Lotus Capital Limited service or promotion that requires registration, we ask you for personal information (such as your name, email address and an account password). For certain services, such as our payment services, we require your debit or credit card information. We typically do not store this information and when we do, we maintain the data in encrypted form on secure servers. We may combine the information you submit under your account with information from third parties in order to provide you with a better experience and to improve the quality of our services. For certain services, we may give you the opportunity to opt out of combining such information.
When you access Lotus Capital Limited services, our servers automatically record information that your browser sends whenever you visit a website.
When you send email or other communications to Lotus Capital Limited, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.
- Providing our services to users, including the display of customized content.
- Auditing, research and analysis in order to maintain, protect and improve our services.
- Ensuring the technical functioning of our network.
- Developing new services.
You can find more information about how we process personal information by referring to the supplementary privacy notices for particular services.
Choices for personal information
When you sign up for a particular service that requires registration, we ask you to provide personal information. If we use this information in a manner different than the purpose for which it was collected, then we will ask for your consent prior to such use.
Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent.
You can decline to submit personal information to any of our services, in which case Lotus Capital Limited may not be able to provide those services to you.
Lotus Capital Limited only shares personal information with other companies or individuals in the following limited circumstances:
We have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable Terms of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property or safety of Lotus Capital Limited, its users or the public as required or permitted by law.
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.
We restrict access to personal information to Lotus Capital Limited employees, contractors and agents who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.
Accessing and updating personal information
When you use Lotus Capital Limited services, we make good faith efforts to provide you with access to your personal information and either to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required.